Retirement & Estate Planning

Retirement Planning – Your goals. Our focus.

A better tomorrow starts with understanding today, this is important for all stages of life. Here are some of the components of our comprehensive Retirement Ready Process!

  • Retirement Account Strategies and Management
  • Annuity options and lifetime income tools
  • Business owner / Executive compensation solutions
  • Social Security Analysis
  • Medicare education and selection
  • Required Minimum Distribution Service (RMD)
  • Smart tax planning working with your accountant and attorney

Smart-Technology Approach to Financial Planning

Our Firm utilizes the latest Smart Planning Technology during the Retirement Ready Process. Here are some of the tools and applications we use to help you plan for the future:

  • Asset-Map - One-page personal balance sheet
  • eMoney Advisor Tools - Advanced scenario-based planning
  • Morningstar - Industry trusted for securities research
  • Riskalyze - Investment risk tolerance analysis
  • Personal Online Document Repository - “The Vault” to store important items
  • Online & Smart Phone Client Account Access - Easy to access account views

Estate Planning Strategies

Six estate planning ideas everyone should consider

While many people may think of estate planning as only for the very wealthy, that’s not really true. If you have possessions, you have an estate. However, according to a recent study, only 32% of people have a simple will or other type of estate planning document, down from 42% in 2017.*

  1. Decide if you need a will or a trust, or both
  2. Consider a bypass trust if you’re married
  3. Assign a power of attorney to manage your finances if you can’t or don’t want to
  4. Put together an advanced healthcare directive in case you become incapacitated
  5. Name beneficiaries so your assets go where you want them
  6. Make a list of your assets, property, and passwords

* This informational and educational article does not offer or constitute financial, legal, tax, or accounting advice. Your unique needs, goals and circumstances require individualized attention of your own professional advisors. Equitable Financial Life Insurance Company and its affiliates do not provide tax, legal, or accounting advice or services.